"By registering at www.blurayglobalsolutions.com,you grant us and our partnering Banks/NBFCs and Advertisers permission to contact you via call/sms/e-mail/WhatsApp. This communication is intended to provide information about the chosen product, share product knowledge, and present promotional offers available on the website, as well as offers from associated third parties. Even if you are registered under the DND or DNC service, you still authorize us to reach out to you via Call/SMS/e-mail from blurayglobalsolutions.com and partnering Banks/NBFCs and Advertisers for the mentioned purposes."
"The client expressly authorizes Bluray Global Solutions to send service-related transactional text messages, WhatsApp messages, and make calls, even if the client's contact number is listed as DND with the concerned telecom regulatory authority."
"By agreeing to our 'Terms and Conditions,' you grant authorization to our partners to conduct a CIBIL check on your profile."
"We do not verify, endorse, or vouch for the accuracy, legality, or legitimacy of the service providers advertising with us. Any references we make to names, marks, products, or services of third parties, as well as hypertext links to third-party sites or information, should not be construed as our endorsement, sponsorship, or recommendation of the third party. This extends to the quality of any product or service, advice, information, or other materials that you may access, purchase, or obtain as a result of an advertisement or any other information or offer presented within or in connection with the Media."
"blurayglobalsolutions.com is committed to safeguarding your personally identifiable information and will not sell or rent it to any third party, except as explicitly stated herein. However, in certain circumstances, blurayglobalsolutions.com may transfer your personally identifiable information to an affiliate or a successor-in-interest in the event of a sale of blurayglobalsolutions.com's business or a merger, reorganization, or consolidation with another entity. In this context, an 'affiliate' refers to any person that controls, is controlled by, or is under common control with blurayglobalsolutions.com. The term 'control' means the possession, directly or indirectly, of the power to direct the management or policies of the controlled person. The term 'person' includes natural persons, corporations, partnerships, limited liability companies, trusts, unincorporated associations, or any other entities."
"If you wish to discontinue receiving email announcements and marketing information from us, or if you would like us to delete any personal information we have collected about you, please send your request via email to support@blurayglobalsolutions.com."
At Bluray Global Solutions Distribution Services Private Limited (referred to as 'Bluray Global Solutions/blurayglobalsolutions.com/ we/ our'), we recognize and respect the privacy, confidentiality, and security expectations of our customers (referred to as 'customer/ you/ your') concerning their Personal Information held by Bluray Global Solutions. Safeguarding our customers' Personal Information and preventing its misuse is a paramount concern for Bluray Global Solutions.
We are deeply committed to ensuring the privacy of our customers and have implemented necessary and reasonable measures, aligning with the best industry practices, to secure the confidentiality of customer information and its transmission through our website. Bluray Global Solutions shall not be held responsible for the disclosure of confidential information in accordance with this privacy commitment, the 'Terms of Use' of the website, or any agreements with the customers.
This Privacy & Security Policy (referred to as 'Policy') elucidates how we protect the Personal Information provided on our websites, such as www.blurayglobalsolutions.com (referred to as 'Website'), and how we utilize that information in conjunction with the services offered through the Website (referred to as 'Service').
"We collaborate with third-party advertising companies and ad agencies to display ads when you visit our website, www.blurayglobalsolutions.com. These entities may utilize information (excluding your personal details such as name, address, email, or phone number) regarding your visits to our site and other websites. The purpose is to deliver advertisements about products and services that might interest you.
Additionally, we may engage third-party service providers to present ads on our behalf across the Internet, including this website. These providers may gather anonymous information about your visits to our website and your interactions with our products and services. They may also use this information for targeted advertisements on our website and other websites. The collection of this anonymous data involves the use of pixel tags, a standard industry technology employed by many major websites. It's important to note that no personally identifiable information, such as your name, phone number, address, or email, is collected or used in this process."
"Personal Information refers to any information concerning a natural person, capable of identifying that individual either directly or indirectly. This includes information that, in combination with other data available or likely to be available to Bluray Global Solutions, has the potential to identify the person in question."
"By providing details on the website, including Personal Information, you expressly consent to Bluray Global Solutions (its affiliates and business partners) contacting you for follow-up calls related to the services offered on the website. This includes providing product knowledge, sharing promotional offers, and presenting various offers from partners on the site.
When using the website, you may need to provide consent to input Sensitive Information (such as user IDs and passwords) to process your application for financial products efficiently. By doing so, you enable a hassle-free, faster, and paperless processing of applications for the financial products you choose.
In using the website, you waive the Do Not Call (DNC) / Do Not Disturb (DND) registrations for contacting you regarding these services. This may involve sending SMSs, email alerts, and/or telephonic calls.
Bluray Global Solutions reserves the right (and you expressly authorize Bluray Global Solutions) to share or disclose your Personal Information when Bluray Global Solutions determines, in its sole discretion, that such disclosure is necessary or appropriate under the prevailing law."
"At Bluray Global Solutions, your Personal Information is strictly safeguarded and will not be sold or rented to any third party under any circumstances. We utilize the collected information to manage our business efficiently and enhance your online experience on our website. This involves:
1. Analyzing website usage to improve our service.
2. Sending administrative notices, offer alerts, and communications relevant to your use of the service.
3. Facilitating your application for selected products and services.
4. Conducting market research, project planning, troubleshooting, and detecting/protection against errors, fraud, or criminal activity.
5. Engaging third-party contractors who adhere to the same privacy restrictions in providing services to Bluray Global Solutions.
6. Ensuring compliance with all applicable laws and regulations.
7. Enforcing Bluray Global Solutions' Terms of Use."
"When accessing the Service through a co-branded URL presented by one of our co-brand partners, your personal information, including your name, e-mail address, mobile number, date of birth, employment type, residency status, details of the applied loan, and loan status, may be shared with the co-brand partner. This sharing occurs both upon submission of your application and whenever there is an update on the application status. Bluray Global Solutions maintains a business relationship with these co-brand partners, and opting out of information sharing is not possible if you applied through a co-branded URL.
To utilize the Service, such as applying for a loan, you will need to provide Bluray Global Solutions with Registration Information, including your name, email address, residential address, mobile number, PAN number, employment and income details/proofs, and, if applicable, personal information about a co-loan applicant. Additionally, providing your bank statement or payslip electronically requires the submission of Account Credentials, allowing Bluray Global Solutions to retrieve your account data from other financial institutions. Your Account Credentials are used only once and are not stored in our system. However, Bluray Global Solutions is not liable for any claims arising from transactions carried out on your own accord.
We may enlist third-party service providers to deliver the Service, such as sending e-mail messages on our behalf or managing specific features. Our contracts with these third parties stipulate the appropriate use and handling of your information, prohibiting them from using your Personal Information for unrelated purposes. Confidentiality of the information provided to them is mandatory."
"Bluray Global Solutions prioritizes the confidentiality of customers' sensitive personal data and information. We do not disclose such information, unless compelled by law or in accordance with the customer's explicit mandate. Specific details regarding customer accounts or personally identifiable data are not shared with external entities, except under the following circumstances:
1. To facilitate the completion of a transaction initiated by the customer.
2. To perform support services through a third-party service provider, with the customer's prior consent and adherence to Bluray Global Solutions' Privacy Policy.
3. When explicitly authorized by the customer.
4. When disclosure is necessary to comply with a legal obligation or as required by law, such as in response to a subpoena or similar legal process.
5. Sharing information with government agencies mandated by law.
6. Sharing information with any third party as per a legal order.
7. When we have a good faith belief that disclosure is essential to protect our rights, ensure your safety or the safety of others, investigate fraud, or respond to a government request."
"If there are changes to the Registration Information you provided when applying for a product on our Website or Sites, you can update it when applying for a new product through our Website or Sites. To review and ensure the accuracy of your Personal Information during the application process, please reach out to us at support@blurayglobalsolutions.com. Please note that once a decision has been made on an application, you won't be able to update the information in that particular application. However, you are welcome to create and submit a new application with the updated information."
"We will maintain your information for the duration of your active account or as required to deliver services to you. If you decide to cancel your account or want us to cease using your information for service provision, please reach out to us at support@blurayglobalsolutions.com. We will promptly address your request. Nevertheless, we will continue to retain and utilize your information as needed to fulfill legal obligations, resolve disputes, and enforce agreements."
"We offer our registered customers regular emailers and email/SMS alerts. Users can also choose to subscribe to our email newsletters, receiving occasional emails promoting Bluray Global Solutions or third-party products. For those subscribed to Bluray Global Solutions's website, opting out of promotional emails and terminating newsletter subscriptions can be done by following the instructions provided in the emails. It's important to note that opting out in this manner will not affect the transmission of service-related emails/SMS, including email/SMS alerts. Additionally, our partners also provide these services."
"We may gather information such as internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and clickstream data. The purpose of collecting this log information is to enhance the services provided to you, improve marketing strategies, and optimize website functionality through analytics."
"When enabled, we may utilize cookies on your device to store small amounts of data about your visit to our Website. Cookies, being small electronic files, collect information during website visits, helping us identify viewed pages and track user preferences. Some cookies are session-based, existing only while online, while 'persistent' cookies remain on the user's computer for future visits, allowing us to tailor content to your preferences. Various technologies, such as cookies, beacons, tags, and scripts, are employed by us and our partners, including banking and financial entities, affiliates, and analytics or service providers (e.g., Google AdSense, Google Analytics). These technologies analyze trends, administer the Website, track user movements, and gather demographic information on an individual and aggregated basis.
Cookies used by Bluray Global Solutions include Sessionid, TRCKR, UBID, etc. By using our Website, users agree to the placement of these cookies on their device. Users can freely disable or delete these cookies through their web browser settings, with control at the individual browser level. While site usage remains possible even with rejected cookies, certain features or areas may be limited. Users may refuse cookies by adjusting browser settings, and more information is available at www.allaboutcookies.org. Unless browser settings refuse cookies, our system will issue them upon logging in.
Bluray Global Solutions is not accountable for cookies placed on users' devices by other websites or the information collected thereby."
"We collaborate with a third-party service provider to either showcase advertisements on our website or oversee our advertising on other platforms. This third-party partner may employ technologies, such as cookies, to collect information about your activities on our website and other sites. The purpose is to deliver advertising tailored to your browsing activities and interests. If you prefer not to have this information utilized for serving you interest-based ads, you can opt-out by clicking here. Please be aware that opting out does not exempt you from receiving ads; you will still receive generic advertisements."
"Our website features a variety of products and services, including loans and credit cards, provided by third parties such as lenders, banks, credit card issuers, and mutual funds (collectively referred to as "Offers"). If you decide to apply for these distinct products or services, share information with the providers, or authorize them to collect information about you, their usage of your data is subject to their respective privacy policies. It is advisable to assess the practices of these external service providers before opting for their services. Bluray Global Solutions disclaims responsibility for their privacy practices."
"Bluray Global Solutions may share your testimonial along with your name only with your consent. If you wish to have your testimonial removed, please reach out to Bluray Global Solutions at support@blurayglobalsolutions.com. Additionally, please be aware that if you use a blog or any other public forum on the website, any information you submit may be read, collected, or used by other users and may result in unsolicited messages. Bluray Global Solutions is not liable for the Personal Information you choose to disclose in these forums."
"Our website incorporates various features for enhanced user experience:
1. Widgets: These interactive mini-programs, offering services like news, opinions, and music, may collect Personal Information, such as your email address. The Widget may utilize cookies to ensure proper functionality. The data collected by the Widget is subject to the privacy policy of the company that developed it, not Bluray Global Solutions.
2. Single Sign-On: You can log in using services like Facebook Connect or an Open ID provider. These services authenticate your identity and may allow you to share specific Personal Information, such as your name and email address, to establish links between sites. Social media services, including Facebook and Twitter, offer options to post website activities on your profile page for sharing within your network.
3. Like Button: Using the "Like" button allows you to share items on your Facebook profile and friends' newsfeeds based on your privacy settings. Facebook collects information about your site visits with the "Like" button implementation.
4. Links to 3rd Party Sites: Our website contains links to other sites with privacy practices distinct from Bluray Global Solutions. When submitting Personal Information to these sites, their privacy policies govern the information. We recommend reviewing the privacy policy of any visited website."
"We adhere to widely accepted standards to safeguard the Personal Information you provide us, employing measures during transmission and storage. While we strive for the utmost security, no internet transmission or electronic storage method is entirely foolproof, and absolute security cannot be guaranteed. For any security-related inquiries about our Website, feel free to reach out to us at support@blurayglobalsolutions.com.
To fortify the security of your online session and protect Bluray Global Solutions accounts, we utilize a combination of firewalls, encryption techniques, and authentication procedures. When you register for the Service, a password is required for your privacy and security, and Bluray Global Solutions securely transmits information such as Registration Information and Account Credentials.
Our servers are housed in secure facilities, accessible only through multi-level authentication, including identity card and biometric recognition. Security personnel monitor these facilities 24/7. Access controls to our databases are stringent, preventing general employee access both physically and logically. We encrypt your Service password to ensure irrecoverability. Backup drives and tapes are also encrypted.
Physical access to our buildings is strictly regulated, and employees are prohibited from storing sensitive content on insecure machines. Our use of SSL encryption technologies has been verified, and TRUSTe has audited Bluray Global Solutions for privacy practices. Additionally, we conduct Acunetix scans on the Website to identify and rectify any vulnerabilities. It's important to note that these precautions specifically apply to our Website and systems."
"All communications between your computer and our website, containing any personal information, are encrypted. This ensures that client and server applications can communicate securely, preventing eavesdropping, tampering, and message forgery."
"Ensuring the security of your Login ID and Password is your responsibility. Please refrain from sharing these credentials with any third party. If you suspect unauthorized access or disclosure, promptly reach out to us at support@blurayglobalsolutions.com. Be aware that we cannot be held responsible for account breaches resulting from compromised Registration Information or violations of our Privacy and Security Policy, as well as the Bluray Global Solutions Terms of Use.
For any security-related concerns, feel free to contact us at support@blurayglobalsolutions.com. We are committed to working closely with you to provide a swift and personalized response to address your concerns."
"If you have any questions, comments, concerns, or feedback regarding our Privacy and Security Policy or any other privacy or security matter, feel free to reach out to us via email at support@blurayglobalsolutions.com. Your input is valuable to us!"
No.118A, 11th Street
Chowdhry Nagar, Valasaravakkam
Chennai-600087